Navigating Fertility Insurance & Costs

When trying to grow your family, cost should not be a determining factor. For the 1 in 8 couples who have trouble trying to conceive, this is an unfortunate reality. Many people are faced with the financial burden of costly fertility treatments, and the confusion of understanding their insurance coverage. We fully understand how challenging these aspects of fertility care can be, which is why our experts are here to help guide you through your journey and help you feel confident in your care with us.

Understanding Insurance Coverage
In the state of Pennsylvania, some patients will have fertility insurance coverage, while others will be paying out-of-pocket for their care. For those with fertility benefits through their insurance, it’s important to understand how to navigate the various aspects of your benefits and what is covered. Some policies require patients to meet certain criteria in order to access their fertility coverage, while others request that patients to undergo oral ovulation medication cycles prior to more aggressive treatments. There are also co-insurance and deductibles on many insurance policies, which can cause additional costs. Our team of financial counselors are here to help you through the process of both understanding costs and insurance coverage, so you aren’t paying more than you have to.

Navigating Out-Of-Pocket Costs
The cost of fertility treatments range anywhere from $1,000-$20,000 based upon which option you choose. Most families take into consideration the cost of each cycle, and consider the financial investment and success rate per cycle. While IUI cycles are more affordable, the success rates are lower than a more expensive IVF cycle, which also offers the ability to freeze excess embryos for the future. Our team of providers will give you the clinical expertise to determine which treatment is recommended and help you decide what is best for your budget or insurance plan.

Financial Assistance & Discount Programs
We’ve packaged our IVF cycles, so that you can view your costs and what it’s included without any confusion.

  • Base-Level IVF: With a savings of $650, our base-level package is an inclusive plan that provides everything needed for a successful treatment cycle such as: Ultrasound and blood work monitoring, sperm collection, egg retrieval with anesthesia, a fresh embryo transfer, 1-year cryopreservation/storage, and assisted hatching and extended culturing if medically necessary.
  • Advanced IVF: Our advanced IVF package allows couples to genetically test their embryos prior to implantation, avoiding chromosomal abnormalities and allowing patients to select their baby’s gender. This package saves $700 and includes: Ultrasound and blood work monitoring, sperm collection, egg retrieval with anesthesia, 1-year cryopreservation/storage, embryo biopsy, one FET (Frozen Embryo Transfer) and assisted hatching and extended culturing if medically necessary.

For current patients, our loyalty program offers additional discounts if you’re unsuccessful with us, to allow you to proceed with an additional cycle an a more affordable rate. We also offer clinical trials to eligible participants, that boast steep discounts or even completely free treatment cycles.

Whether you have insurance coverage, or are paying out-of-pocket, our team is here to help you find the best path to parenthood. Contact us to begin your journey at 833-SINCERA.

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